Across my universe

“It’s better to be a pirate than join the navy.” – Steve Jobs


  • AI & Robotics: Future Unleashed

    AI & Robotics: Future Unleashed

    In the grand, messy, and thrilling saga that is the evolution of technology, we’re currently riding the wave of a robotics and AI revolution that’s as exhilarating as it is anxiety-inducing. It’s like watching your favorite high-stakes poker game; the stakes are monumental, the players are genius, and the outcome could swing in any direction.…

  • The Song of Interest Rates & Tech’s Role

    The Song of Interest Rates & Tech’s Role

    Interesting news came out today that held interest rates in place. In the grand orchestra of the economy, interest rates conduct the pace, housing provides the melody, and technology, the harmony that binds the performance together. As we stand amidst an era where economic stability seems as fleeting as the wind, a closer look at…

  • How AI Takes Over the World

    How AI Takes Over the World

    In the realm where Apple cozies up to Google to sprinkle some AI magic on Siri through the Gemini project, we’ve stumbled upon a crossroads in tech that feels less like innovation and more like a power move in a chess game where the players are giants and the pawns … are us. This potential…

  • It’s never ‘ducking’!

    It’s never ‘ducking’!

    In the whirlwind realm of user experience, it seems we’ve veered off the path, focusing on the bling rather than the bang. Gone are the days when UX meant creating intuitive, seamless experiences. Now, it’s all about which app can sport the snazziest 3D buildings or which game can boast the most intricate graphics—regardless of…

  • Tick, Tock, Tick, Tock

    Tick, Tock, Tick, Tock

    Oh, Daylight Savings Time (DST), our biannual temporal jamboree, where we either gain an hour of sleep only to cruelly have it snatched back a few months later, or vice versa. It’s like a bank loan on our circadian rhythms, with interest rates so steep it’s surprising we’re not all financially (and physically) bankrupt. But…

  • Respect


    In today’s reflective journey, we explore an art form seemingly fading into the shadows of modern discourse: respect. This muse is timely, echoing the tremors felt across the current state of the union, where the air is thick with a tension that speaks volumes of our collective state of mind. It appears that, as a…

  • Welcome, AI Overlords

    Welcome, AI Overlords

    We stand at the precipice of an era that promises to redefine our world: the advent of Artificial Intelligence. This revolution, akin to the industrial upheaval of centuries past, holds the potential to alter every facet of our lives. The utilization of AI tools has become a non-negotiable aspect of staying ahead in an increasingly…

  • Side Quests

    Side Quests

    The Unseen Perks and Quirks of Business Travel: A Remote Worker’s Tale from a Galaxy Far, Far Away In the sprawling universe of remote work, the rare opportunity to travel for business feels akin to being summoned for an epic quest. Much like a band of adventurers in Dungeons & Dragons gathering to embark on…

  • Roger That!

    Roger That!

    I’m excited to share that I’ll soon be launching a blog where I’ll merge my personal experiences in business with my love for sci-fi, TTRPGs, and all things geek. Having navigated the tech industry from startups to leadership roles, I’ve amassed a wealth of insights and stories that I believe resonate well beyond the boardroom.

My Recent Publications

Three Ways a Lack of Payments Data Is Hurting Your Bank

Banks sit on a treasure trove that has nothing to do with gold bars or stacks of cash: It’s the payments data they accumulate with every transaction. In a recent study of financial institutions, 75% of loan executives said a significant increase in … Read More.

Bank Business News, February 2024

Consumers Want Modern Loan Payments: How to Innovate Wisely

Consumers are rapidly embracing modern payments, and prefer financial partners who offer these options. But banks have been slow to integrate the new platforms into loan payments, frustrating and potentially… Read More

The Financial Brand, December 2023

Don’t Overlook This Treasure Trove of Data

The mortgage origination and servicing processes include hundreds of touchpoints with borrowers and a treasure trove of data in each transaction. When combined with aggregate data across the consumer lending industries, mortgage professionals have access to information that could trans… Read More

Scotsman Guide, September 2023

Generative AI Business Training

Three Ways AI and ML Can Make Payments Data Work for You

In 2006, mathematician Clive Humby coined the phrase, “Data is the new oil,” and that couldn’t be truer today. Like oil, data is a valuable commodity that must be refined to make it useful. Data can also serve as an asset and investment that can … Read More

Digital Transactions, May 2023